Actuary

Actuaries analyze the financial costs of risk and uncertainty using mathematics, statistics, and financial theory. They design insurance policies, pension plans, and financial strategies, and they are essential to the insurance, healthcare, and consulting industries. The BLS reports a median salary of $113,990 with 21% projected growth, much faster than average. A bachelor's degree in actuarial science, math, or statistics is required, plus passing a series of professional exams.

A Day in the Life

A typical day starts by reviewing claims data and updating a predictive model for auto insurance pricing. Mid-morning involves presenting loss ratio projections to the underwriting team. After lunch, the actuary works on a reserve analysis for outstanding claims and meets with the product team about a new insurance product design. The afternoon includes studying for the next actuarial exam and writing a memo explaining assumptions behind a rate filing.

Key Stats

Education

Bachelor's Degree

Salary Range

Entry: $72,000

Median: $113,990

Senior: $186,000

Job Growth

21%Rapidly Growing

Required Skills

Advanced MathematicsStatisticsRisk AnalysisProgrammingCommunication